Sherry Bourque - RE/MAX Main Street Associates



Posted by Sherry Bourque on 11/5/2017

When itís time to list your home, you probably have two main questions in mind for your real estate agent. The first is how much can I get for my home? The second is how much commission do you take? Obviously, you want to get the most money in return for your investment. 


Many sellers hire the very first agent they meet and this isnít necessarily the right process. Selling a home is a huge undertaking. As a seller, youíll want to dig a bit deeper in order to find the agent who is right for you.


What Experience Do You Have?


It sounds like such an obvious question, but many sellers fail to ask their real estate agents what kind of experience they have. Homes are very expensive business transactions. You want someone who has some experience under their belt to help you get the most bang for your buck in the sale of your home. While thereís no amount of experience thatís ďrequired,Ē your agent should have some experience selling homes. The ability of an agent to handle deals is very important. 


How Will You Market My Home?


You canít really sell anything without some kind of marketing efforts. There are many different ways to market a home including direct mailing, online advertising and sending the property to the MLS for wide search availability. Itís important that your real estate agent knows how to market a home. 


How Will We Communicate


This is an important question. You donít want to hire a real estate agent just to find that they are often unavailable and leaving you wondering whatís happening in the sale of your home. In this age, itís important to remember how many different ways that we can communicate. Thereís e-mail, texting and of course old fashioned phone calling. You want to make sure that the agent you choose to help you sell your home will be open to communicating in the ways that are most convenient for you. 


Will You Be Representing Both Sides Of The Transaction?


Agents have the ability to represent both the buyer and the seller if the buyer doesnít have their own agent to represent them. This is normal and expected especially in special cases. Dual agency is possible and it is legal. However, sometimes you may want someone who is purely ďon your side.Ē If an agent is getting commission from both transactions, you may think itís hard for them to be working for both the buyer and the seller without trying too hard to make a deal. You donít want your best interest to be compromised when youíre selling a home.




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Posted by Sherry Bourque on 10/31/2017

This Single-Family in Hampstead, NH recently sold for $406,000. This Contemporary style home was sold by Sherry Bourque - RE/MAX Main Street Associates.


199 Wheelwright Road, Hampstead, NH 03841

Single-Family

$399,000
Price
$406,000
Sale Price

3
Bedrooms
7
Rooms
2
Baths
Your backyard oasis awaits a summer filled with making memories! Enjoy this outstanding Contemporary home built in1985 but has been updated, in a sought after subdivision. The backyard has inground pool with custom title work, and new Gunite and concrete completely renovated in 2014 just waiting for the new owners to enjoy. It has it's own pool shed updated in 2009, that adds to the relaxing feel of the picturesque landscaped yard with rock wall and flowering trees and shrubs. Inside you'll enjoy an updated kitchen with granite counters, hardwood floors, a living room with incredible natural light adds to warm feeling you get. the Master has a private loft area currently used as a gym. There is central air for the hot summers and a fireplace cool winters...the entertaining can continue in the finished basement with pool table/bar area and TV lounge (AKA Man Cave?). So many upgrades in this home, you will see the care this home has been given, and now you can enjoy it too. Some of the upgrades include Anderson windows, newer skylights, 30 year Architechtual shingled roof in 2010, 1st floor bathroom renovation, Nest Thermostat, and more. A must see!






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Posted by Sherry Bourque on 10/2/2017

Although an exciting time in your life, moving out of the home you grew up in or your college/first apartment can seem scary and daunting. The thought of packing and unpacking is intimidating. And letís not forget about the cost. Making such a large investment for the first time and really, truly living on your own is a whole new experience. Itís important that when you visit a house for sale you can feel yourself living there and turning it into your home. Here are a few tips for making a house a home: Photos & Artwork: What better way to bring personality and familiarity into a home than photos of family and friends or artwork from a favorite artist. Often frames can become a thing of clutter and even dust collectors. However, adding photos and artwork can be done tastefully. A popular approach is a grid-like arrangement created on large, open walls. This is one way to display many beloved photos without creating clutter on tables or other pieces of furniture. Have a long wall thatís runs along a hallway? This would be a great place to display larger photos or artwork that would run horizontally. This is especially nice for sequenced pieces such as change of season photos or artwork. DIY projects: Add your personality and blood, sweat, and tears to your home with DIY projects. Ok, maybe Ďblood, sweat and tearsí is a little dramatic but get ready to get your hands dirty. Mason jars, glass vases, and empty wine bottles can be turned into beautiful home dťcor with only a few materials and a couple hours. Items like rope, artificial flowers, ribbon, and craft glue are just a couple examples of supplies that can be used to turn those boring items into a homemade masterpiece. To make this idea even more appealing invite friends or family over for a craft day and work on multiple DIY projects. Keepsakes: Have a family heirloom that has been passed down from generation to generation? An heirloom could range from a quilt or afghan that a great-grandparent or grandparent had knit, family photos that span over many generations, clocks, diaries and recipes. Recipes could simply be displayed on a kitchen counter or you can get creative and design custom wallpaper from the recipe cards. Wall clocks can be displayed in family or dining rooms and grandfather clocks fit the atmosphere of dens. There are tasteful ways to add each one of these into your home and preserve the memory of these mementos. Fresh flowers: Nothing adds life to a home like fresh-cut flowers. The colors and the scents just fill a room. Add a pop of color to a room with dyed carnations, tulips, roses or hydrangeas. Add elegance to a room with white or cream colored flowers such as roses, daisies or lilies. Small, horizontal arrangements look lovely on a rectangle or square dining room table. Taller arrangements are perfect for a bay window or small table. Fresh-cut flowers would also pair well with a DIY vase.




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Posted by Sherry Bourque on 9/24/2017

When it comes to purchasing a home, there is no need to settle for an "average" homebuying experience. Instead, there are many things that you can do to become an expert homebuyer, i.e. someone who can discover a first-rate house at a budget-friendly price.

Now, let's take a look at three ways that a "typical" homebuyer can become an extraordinary one:

1. Evaluate the Housing Market Closely

The housing market can be complicated, particularly for those who are searching for a house for the first time. Fortunately, an informed homebuyer will be able to identify real estate market trends and plan accordingly.

For example, if there is an abundance of houses available and a shortage of homebuyers, you likely are operating in a buyer's market. In this market, you should have no trouble locating a top-notch house at a price that corresponds to your budget.

On the other hand, a real estate market that features a limited number of outstanding houses commonly favors property sellers. Therefore, you'll need to proceed cautiously if you want to acquire a high-end house at an affordable price.

Of course, you should always check out a wide range of houses in cities and towns where you'd like to live. This will enable you to explore many houses and improve your chances of finding a residence that matches or exceeds your expectations.

2. Get Your Finances in Order

Although you'd like to buy a home in the near future, you still need to figure out how you'll pay for it. Lucky for you, many credit unions and banks are available that can make it easy for you to get pre-approved for a mortgage.

Lenders are happy to meet with you at your convenience. These financial institutions can outline a variety of mortgage options and help you make an informed mortgage decision.

With a mortgage in hand, you can enter the real estate market with clear-cut financial expectations. This may help you avoid the temptation to overspend on a home. Plus, you'll be better equipped than other property buyers to narrow your home search, thereby accelerating the process of acquiring your ideal house.

3. Work with a Real Estate Agent

A real estate agent is a housing market professional. As such, he or she can help you simplify the process of going from homebuyer to homeowner.

For homebuyers, hiring a real estate agent is essential. This housing market professional can keep you up to date about new properties as they become available, set up home showings, submit home offers on your behalf and much more.

Perhaps best of all, a real estate agent is available to respond to your homebuying concerns and queries at any time. He or she will even provide homebuying recommendations to ensure you can navigate the property buying cycle quickly and effortlessly.

Ready to become an expert homebuyer? Use the aforementioned tips, and you can streamline the process of acquiring a terrific home that you can enjoy for years to come.




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Posted by Sherry Bourque on 9/17/2017

There are so many factors that go into finding and securing the financing to buy a home.   While lenders require quite a bit of information for you to get a loan, you still need to be aware of your own financial picture. Even if youíre pre-approved for a certain amount of money to buy a home, you still need to dig into your finances a bit deeper than a lender would. The bottom line is that you can't rely solely on a lender to tell you how much you can afford for a monthly payment on a home. Even if youíre approved to borrow the maximum amount of money for your finances to buy a home, it doesnít mean that you actually should use that amount. There are so many other real world things that you need to consider outside of the basic numbers that are plugged into a mortgage formula.   


Run Your Own Numbers


Itís important to sit down and do your own budget when youíre getting ready to buy a home. You have plenty of monthly expenses including student loan debt, car payments, utility bills, and more. Donít forget that you need to eat too! Think about what your lifestyle is like. How much do you spend on food? Do you go out to the movies often or spend a regular amount of cash on clothing? Even if you plan to make adjustments to these habits when buying a home, youíll want to think honestly about all of your needs and spending habits before signing on to buy a home. 


Now, youíll know what your true monthly costs are. Be sure to include things like home insurance, property taxes, monthly utilities, and any other personal monthly expenses in this budget. If you plan to put down a lower amount on the home, youíll also need to include additional insurance costs like private mortgage insurance (PMI).


The magic number that you should remember when it comes to housing costs is 30%. This is the percentage of your monthly income that you should plan to spend on housing. Realistically, this could make your budget tight so this is often thought of as a maximum percentage. By law, a lender canít approve a mortgage that would take up more than 35% of your monthly income. Some lenders have even stricter requirements such as not allowing a borrower to have a mortgage that would be more than 28% of monthly income. This is where the debt-to-income ratio comes into play.


As you can see, itís important to take an earnest look at your finances to avoid larger money issues when you buy a home.  





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